personal finance forum

You can make more money today. It's easier than you think. You might just be beating yourself up right now and stuck in an hourly wage or salary mentality. Break loose, get free, have fun and make more money with these 3 steps!

1. Ask for it - So many people do not ask for more money for what they are already doing or are not firm with their new price. This is the quickest and easiest way to make more money. Know what you're worth!

Are you afraid to ask? What's the worst that could happen? Probably the worst that would happen is they will say no. But then you need to ask yourself if you created enough value before you asked? And if the amount you're making is so painful compared to what you really need to make, you may need to stay in the ring and keep negotiating if at first you hear the response, "no". Again, be firm and clear with yourself about what you're worth and why before you walk in the door.

And don't forget, people will value even more what they pay more for. Do you know what your value is? Have you thought about it? What are you really worth per hour? Why?

2. Sell Something - Buy something that is an asset, meaning builds value over time, and then sell it for more money in a few months to a few years depending on how quickly it builds value. This can include collectible items, property, gold, stocks, etc.

You can also sell things that you make or purchase for wholesale as a consultant. And for even more, get rid of those old clothes in the closet you don't need and sell them on eBay. I had a dress in my closet I knew I would never wear again and I sold it within two days of it being listed.

And most importantly...

Use What You Got! - You didn't just get it "from yo mama", a lot of what you have is valuable, including your skill set. What are you good at? What would people pay you for? Are you an artist, dance instructor, fitness guru, life coach, yoga instructor, a handyman, a consultant, writer, etc? The list goes on and on, and the point is; with a little bit of creativity and skill that you already have, or can easily attain with a few training classes, you can generate more income on top of what you are already doing.

Are you afraid you won't have enough time to do this? QUIT WHINING! When you were little you probably begged your parents to stay up late didn't you? Now you can use your time how you wish and you complain about using more time to play! Look at "working" as playing. We all wanted to be a grown up before we grew up. Now some us are grown and don't experience any joy in the roles we play to make money or even have fun with money anymore. HAVE FUN!!! And go out and make some more! It's not that hard, it's really just a state of mind.

With love, empowerment and inspiration always